Florida Motorcycle Laws After an Accident

If you’ve been involved in a motorcycle accident in Florida, understanding your legal rights and obligations under Florida law is key. Many riders aren’t fully aware of how Florida motorcycle laws can impact their accident case—especially when it comes to things like insurance, helmet requirements, and liability. Here’s what you need to know right after a crash.

First, unlike drivers of standard vehicles, motorcyclists in Florida are not covered by the state’s “no-fault” insurance system. That means personal injury protection (PIP), which typically covers medical bills regardless of fault, doesn’t apply to motorcycles. So if you’re hurt, you’ll likely need to pursue compensation directly from the at-fault party’s insurance—or file a personal injury claim.

Florida also follows comparative negligence, which means if you’re partially at fault for the crash, your compensation can be reduced by your percentage of fault. For example, if you were 20% at fault, your total compensation would be reduced by 20%. However, if you’re found to be more than 50% at fault, you may be barred from recovering damages. This makes it critical to gather evidence and speak with an experienced attorney early.

As for helmet laws, Florida only requires helmets for riders under 21. Riders over 21 can ride without a helmet—but only if they carry at least $10,000 in medical insurance coverage. While not wearing a helmet doesn’t automatically make you at fault, it can be used against you in a personal injury claim, especially if you suffered a head injury.

You also have a 2-year statute of limitations to file a personal injury lawsuit in Florida. That might sound like plenty of time, but valuable evidence can disappear quickly—so waiting too long could hurt your case.

After a crash, it’s not just about knowing the law—it’s about protecting your future. Attorney Kevin Sullivan has helped motorcycle accident victims across Florida hold negligent drivers accountable and recover compensation for their injuries, lost wages, and more.

If you’ve been involved in a motorcycle accident and aren’t sure what Florida laws mean for your case, call (813) 598-4868 to speak with Attorney Kevin Sullivan today. He’ll walk you through your rights and help you take the next step toward recovery.

This post was written by a professional at Kevin L. Sullivan II. Attorney Kevin L. Sullivan II is your zephyrhills truck accident lawyer and the best personal injury attorney near you for LeavenLaw. Kevin is proud to serve Florida accident victims that have been injured in auto accidents, motorcycle accident, slip and falls or have suffered any other type of injury caused by negligence. Kevin offers a FREE no-obligation consultation to discuss your claim. There are NO upfront fees or costs and if he does not collect for you, you do not owe him anything.